Terms of Use
Please read these Terms of Use (“Terms”) carefully before using the Black Dollar Initiative website (the “Service”), operated by Black Dollar Initiative (“we,” “us,” or “our”).
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.
By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to any part of the Terms, you may not access the Service.
Purpose of the Service
Black Dollar Initiative provides research, analysis, tools, and public-interest insights related to economic equity, corporate behavior, and community-level outcomes. Information presented on the Service is for informational, educational, and research purposes only and should not be interpreted as legal, financial, or professional advice.
Intellectual Property
The Service and its original content, features, design, data classifications, frameworks, visualizations, and functionality are and will remain the exclusive property of Black Dollar Initiative and its licensors.
You may not copy, reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any portion of the Service without prior written consent, except as permitted by law or explicitly stated on the Service.
Links to Third-Party Websites
Our Service may contain links to third-party websites or services that are not owned or controlled by Black Dollar Initiative.
We assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Black Dollar Initiative shall not be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with use of or reliance on such content, goods, or services.
We encourage you to review the terms and privacy policies of any third-party sites you visit.
Termination
We may suspend or terminate access to the Service immediately, without prior notice or liability, if you breach these Terms or engage in conduct that undermines the integrity, security, or purpose of the Service.
All provisions of these Terms that by their nature should survive termination shall survive, including intellectual property rights, disclaimers, and limitations of liability.
Disclaimer
Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of data.
Governing Law
These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
Changes to These Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide notice prior to the new terms taking effect.
By continuing to access or use the Service after revisions become effective, you agree to be bound by the updated Terms.
Contact Us
If you have any questions about these Terms, please contact us at: